body.legal-page{--ink:#18334b;--muted:#5c7083;--blue:#1d5ab4;--teal:#087e83;--navy:#102e48;--line:#dce6ed;--bg:#f4f7fa;--radius:18px}
body.legal-page,.legal-page *{box-sizing:border-box}
body.legal-page{scroll-behavior:smooth;scroll-padding-top:24px}
body.legal-page{margin:0;background:var(--bg);color:var(--ink);font:16px/1.7 Inter,'Segoe UI',Arial,sans-serif;-webkit-text-size-adjust:100%}
.legal-page a{color:var(--blue);text-underline-offset:3px}
.legal-page a:hover{text-decoration-thickness:2px}
.legal-page a:focus-visible,.legal-page summary:focus-visible{outline:3px solid #1b87b5;outline-offset:4px;border-radius:5px}
.legal-page h1,.legal-page h2,.legal-page h3,.legal-page p{margin-top:0}
.legal-page h1,.legal-page h2,.legal-page h3{line-height:1.3}
.legal-page h1{font-size:clamp(2rem,4.3vw,3.15rem);letter-spacing:-1.3px;margin-bottom:16px;max-width:900px}
.legal-page h2{font-size:1.32rem;letter-spacing:-.35px;margin-bottom:14px}
.legal-page h3{font-size:1.02rem;margin-bottom:8px}
.legal-page p{margin-bottom:14px}
.legal-page ul,.legal-page ol{padding-left:24px}
.legal-page li+li{margin-top:9px}
.legal-page strong{font-weight:650}
.legal-page img{max-width:100%;height:auto}
.legal-page .skip-link{position:absolute;left:16px;top:-80px;padding:12px 18px;background:#fff;z-index:10}
.legal-page .skip-link:focus{top:12px}
.legal-page .site-header{background:#fff;border-bottom:1px solid var(--line)}
.legal-page .header-inner{max-width:1260px;margin:auto;padding:22px 32px;display:flex;align-items:center;gap:24px;flex-wrap:wrap}
.legal-page .brand{display:flex;flex-direction:column;align-items:flex-start;flex-shrink:0;text-decoration:none;color:var(--muted)}
.legal-page .brand img{width:158px;height:auto;display:block}
.legal-page .brand span{font-size:.69rem;letter-spacing:.05px;margin-top:6px}
.legal-page .main-nav{margin-left:auto;display:flex;align-items:center;flex-wrap:wrap;gap:4px}
.legal-page .main-nav a{color:#3c5269;text-decoration:none;padding:11px 12px;border-radius:9px;font-size:.87rem;font-weight:600}
.legal-page .main-nav a:hover,.legal-page .main-nav a[aria-current=page]{background:#eef5fa;color:var(--blue)}
.legal-page .main-nav a[aria-current=page]{box-shadow:inset 0 -2px var(--teal)}
.legal-page .button{display:inline-flex;justify-content:center;align-items:center;gap:12px;min-height:46px;padding:11px 18px;border:1px solid transparent;border-radius:10px;background:var(--blue);color:white;text-decoration:none;font-size:.88rem;font-weight:650;line-height:1.4}
.legal-page .button:hover{background:#174c99;text-decoration:none}
.legal-page .button.secondary{background:#fff;color:var(--blue);border-color:#ccdbe8}
.legal-page .button.secondary:hover{background:#f1f6fb}
.legal-page .portal-button{white-space:nowrap}
.legal-page .page-wrap{max-width:1160px;margin:auto;padding:54px 32px 64px}
.legal-page .page-heading{margin-bottom:34px}
.legal-page .eyebrow{font-size:.73rem;letter-spacing:1.3px;text-transform:uppercase;font-weight:750;color:var(--teal);margin-bottom:12px}
.legal-page .lead{font-size:1.08rem;color:var(--muted);max-width:780px;margin-bottom:14px}
.legal-page .effective-date{font-size:.78rem;color:var(--muted);margin-bottom:0}
.legal-page .panel{border:1px solid var(--line);border-radius:var(--radius);background:#fff;padding:30px}
.legal-page .quick-cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin-bottom:28px}
.legal-page .quick-cards>a{display:block;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;color:var(--ink);text-decoration:none;transition:border-color .15s,transform .15s}
.legal-page .quick-cards>a:hover{border-color:#79b2cb;transform:translateY(-2px)}
.legal-page .card-icon{width:38px;height:38px;display:inline-flex;align-items:center;justify-content:center;border-radius:11px;background:#eaf4f6;color:var(--teal);font-size:.83rem;font-weight:750;margin-bottom:18px}
.legal-page .quick-cards h2{font-size:1.07rem}
.legal-page .quick-cards p{font-size:.87rem;color:var(--muted);margin-bottom:17px}
.legal-page .text-link{color:var(--blue);font-weight:650;font-size:.85rem}
.legal-page .section-heading{margin-bottom:22px}
.legal-page .faq-panel details{border-top:1px solid var(--line)}
.legal-page summary{padding:20px 36px 20px 0;cursor:pointer;font-weight:650;position:relative;list-style:none;line-height:1.5}
.legal-page summary::-webkit-details-marker{display:none}
.legal-page summary::after{content:'+';position:absolute;right:4px;top:17px;font-size:1.4rem;font-weight:400;color:var(--teal)}
.legal-page details[open]>summary::after{content:'−'}
.legal-page .answer{max-width:870px;padding:0 30px 8px 0;color:#455e73;font-size:.94rem}
.legal-page .document-layout{display:grid;grid-template-columns:230px minmax(0,1fr);gap:26px;align-items:start}
.legal-page .contents{position:sticky;top:24px;padding:22px 18px;font-size:.84rem}
.legal-page .contents a{display:block;padding:9px 8px;border-radius:7px;color:#425c72;text-decoration:none;line-height:1.45}
.legal-page .contents a:hover{background:#eef5fa;color:var(--blue)}
.legal-page .contents .eyebrow{padding:0 8px;font-size:.66rem}
.legal-page .policy-document{padding:34px;min-width:0}
.legal-page .policy-document section+section{margin-top:30px;padding-top:28px;border-top:1px solid var(--line)}
.legal-page .policy-document h2{display:flex;align-items:baseline;gap:12px;font-size:1.18rem}
.legal-page .policy-document h2>span{font-size:.73rem;color:var(--teal);font-weight:750;flex:none}
.legal-page .policy-document p,.legal-page .policy-document li{font-size:.93rem;color:#405a70}
.legal-page .policy-document section>:last-child{margin-bottom:0}
.legal-page .business-details{margin:18px 0}
.legal-page .business-details>div{padding:13px 0;border-bottom:1px solid #eaf0f5}
.legal-page .business-details dt{font-size:.74rem;color:var(--muted);margin-bottom:5px}
.legal-page .business-details dd{margin:0;font-size:.94rem;font-weight:550;overflow-wrap:anywhere}
.legal-page .business-address{white-space:pre-line}
.legal-page .notice{padding:24px 28px;border:1px solid #c9e3e4;background:#eef8f7;border-radius:var(--radius);margin-bottom:28px;font-size:.93rem}
.legal-page .notice strong{color:#075f64}
.legal-page .notice p{color:#375e68;margin:6px 0 0}
.legal-page .estimate-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:18px 0}
.legal-page .estimate-grid>div{background:#f4f8fb;border:1px solid #e1ebf2;border-radius:12px;padding:18px}
.legal-page .estimate-grid h3{font-size:.89rem}
.legal-page .estimate-grid p{font-size:.87rem;margin-bottom:0}
.legal-page .steps li{padding-left:4px}
.legal-page .contact-list{overflow-wrap:anywhere}
.legal-page .contact-layout{display:grid;grid-template-columns:1.1fr 1fr;gap:24px;align-items:start}
.legal-page .contact-company{padding:34px}
.legal-page .contact-company h2{font-size:1.6rem}
.legal-page .contact-company>p:last-child{font-size:.88rem;color:var(--muted);margin:20px 0 0}
.legal-page .contact-channels{display:grid;gap:18px}
.legal-page .contact-channels .panel{padding:26px}
.legal-page .contact-channels .card-icon{float:right;margin:0 0 14px 14px}
.legal-page .contact-channels p{color:var(--muted);font-size:.88rem}
.legal-page .contact-value{font-size:1.1rem;font-weight:650;overflow-wrap:anywhere;display:block;margin:0 0 14px}
.legal-page .contact-channels p.contact-value{font-size:1.1rem;color:var(--ink)}
.legal-page .contact-buttons{display:flex;flex-wrap:wrap;gap:10px;margin-bottom:16px}
.legal-page .prepare-contact{margin-top:24px}
.legal-page .prepare-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:28px;margin-top:22px}
.legal-page .prepare-grid p{font-size:.89rem;color:var(--muted)}
.legal-page .safety-note{border-top:1px solid var(--line);padding-top:18px;font-size:.85rem;color:var(--muted);margin:8px 0 0}
.legal-page .help-banner{display:flex;align-items:center;justify-content:space-between;gap:28px;background:#eaf2f7;border:1px solid #dae7ee;border-radius:var(--radius);padding:30px 34px;margin-top:36px}
.legal-page .help-banner .eyebrow{margin-bottom:8px}
.legal-page .help-banner h2{margin-bottom:8px}
.legal-page .help-banner p:last-child{max-width:650px;font-size:.9rem;color:var(--muted);margin-bottom:0}
.legal-page .help-banner .button{flex-shrink:0}
@media(max-width:1100px){.legal-page .header-inner{gap:16px 22px}
.legal-page .main-nav{order:3;width:100%;justify-content:flex-start;margin-left:-12px}
.legal-page .portal-button{margin-left:auto}
.legal-page .document-layout{grid-template-columns:200px minmax(0,1fr);gap:20px}
.legal-page .policy-document{padding:28px}
.legal-page .estimate-grid{grid-template-columns:1fr}
.legal-page .help-banner{align-items:flex-start}}
@media(max-width:760px){.legal-page .header-inner{padding:18px 20px;gap:18px 12px}
.legal-page .brand img{width:139px}
.legal-page .brand span{max-width:180px;font-size:.62rem}
.legal-page .portal-button{font-size:.77rem;padding:9px 12px;min-height:42px}
.legal-page .main-nav{gap:3px;margin-left:0}
.legal-page .main-nav a{font-size:.77rem;padding:9px 10px}
.legal-page .page-wrap{padding:34px 20px 42px}
.legal-page .page-heading{margin-bottom:26px}
.legal-page h1{letter-spacing:-.7px}
.legal-page .lead{font-size:.98rem}
.legal-page .quick-cards{grid-template-columns:1fr;gap:12px}
.legal-page .quick-cards>a{padding:22px}
.legal-page .quick-cards .card-icon{float:left;margin:0 16px 52px 0}
.legal-page .quick-cards h2{margin-bottom:7px}
.legal-page .quick-cards p{margin-bottom:8px}
.legal-page .panel{padding:22px}
.legal-page .document-layout{grid-template-columns:1fr;gap:18px}
.legal-page .contents{position:static;display:flex;flex-wrap:wrap;gap:5px;padding:18px}
.legal-page .contents .eyebrow{width:100%;margin:0 0 6px;padding:0}
.legal-page .contents a{padding:6px 9px;background:#f1f6fa;font-size:.75rem}
.legal-page .policy-document{padding:24px 22px}
.legal-page .policy-document h2{font-size:1.13rem}
.legal-page .policy-document section+section{margin-top:25px;padding-top:23px}
.legal-page .notice{padding:20px 22px;font-size:.9rem}
.legal-page summary{font-size:.95rem;padding:18px 28px 18px 0}
.legal-page .answer{padding-right:0;font-size:.91rem}
.legal-page .contact-layout{grid-template-columns:1fr;gap:18px}
.legal-page .contact-company{padding:26px}
.legal-page .contact-company h2{font-size:1.35rem}
.legal-page .prepare-grid{grid-template-columns:1fr;gap:12px}
.legal-page .prepare-grid p{margin-bottom:4px}
.legal-page .help-banner{padding:24px;flex-direction:column;gap:20px}
.legal-page .help-banner h2{font-size:1.22rem}}
@media(max-width:390px){.legal-page .header-inner{padding:16px}
.legal-page .brand img{width:125px}
.legal-page .brand span{font-size:.57rem;max-width:150px}
.legal-page .portal-button{font-size:.72rem;padding:9px;gap:5px}
.legal-page .main-nav a{padding:9px 7px;font-size:.74rem}
.legal-page .page-wrap{padding-left:16px;padding-right:16px}
.legal-page .panel{padding:20px}
.legal-page .policy-document{padding:22px 20px}
.legal-page .quick-cards .card-icon{margin-bottom:75px}}
@media(prefers-reduced-motion:reduce){body.legal-page{scroll-behavior:auto}
.legal-page .quick-cards>a{transition:none}}
/* Identitas merchant perorangan; tanpa logo perusahaan lain. */
.legal-page .brand{flex-direction:row;align-items:center;gap:11px}
.legal-page .brand-copy{display:flex;flex-direction:column;min-width:0}
.legal-page .brand-copy strong{font-size:1.35rem;line-height:1.2;letter-spacing:-.6px;color:#174f85}
.legal-page .brand-copy>span{font-size:.68rem;letter-spacing:0;margin-top:5px}
.legal-page .brand-mark{display:flex;align-items:center;justify-content:center;width:44px;height:44px;border-radius:13px;background:#edf6f8;flex:none;margin:0}
.legal-page .brand-mark svg{width:30px;height:30px;stroke:#187886;stroke-width:1.5}
.legal-page .brand span.brand-mark{margin-top:0}
.legal-page .brand-copy{margin-top:0!important}
@media(max-width:760px){.legal-page .brand{gap:8px}
.legal-page .brand-mark{width:36px;height:36px;border-radius:10px}
.legal-page .brand-mark svg{width:25px;height:25px}
.legal-page .brand-copy strong{font-size:1.18rem}
.legal-page .brand-copy>span{font-size:.57rem;max-width:145px}}
@media(max-width:390px){.legal-page .brand-copy strong{font-size:1.1rem}
.legal-page .brand-copy>span{font-size:.53rem;max-width:138px}}
/* Shared merchant footer: isolated from dashboard, payment, and mobile styles. */
.merchant-site-footer{box-sizing:border-box;background:#102e48;color:#dbe7ef;margin-top:32px;padding:32px 24px 0;font:14px/1.65 Inter,'Segoe UI',Arial,sans-serif;text-align:left;clear:both}
.merchant-site-footer *{box-sizing:border-box}
.merchant-site-footer .merchant-footer-inner{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.35fr) minmax(0,.8fr);gap:24px 34px;max-width:1096px;margin:0 auto}
.merchant-site-footer .merchant-footer-company{min-width:0}
.merchant-site-footer .merchant-footer-company strong{font-size:18px;font-weight:650;letter-spacing:-.3px;color:#fff;overflow-wrap:anywhere}
.merchant-site-footer p{color:#c3d3df;margin:6px 0 0;font-size:13px;line-height:1.7}
.merchant-site-footer a{color:#dbe7ef;text-decoration:underline;text-underline-offset:3px;overflow-wrap:anywhere;font-size:13px;line-height:1.7}
.merchant-site-footer a:hover{color:#fff;text-decoration-thickness:2px}
.merchant-site-footer a:focus-visible{outline:3px solid #8fdbed;outline-offset:4px;border-radius:3px}
.merchant-site-footer .merchant-footer-contacts{font:inherit;font-style:normal;min-width:0;white-space:normal;overflow-wrap:anywhere}
.merchant-site-footer .merchant-footer-contacts p:first-child{margin-top:0;white-space:pre-line}
.merchant-site-footer .merchant-footer-nav{display:flex;flex-direction:column;align-items:flex-start;gap:7px;margin:0;padding:0;background:none;border:0}
.merchant-site-footer .merchant-footer-nav a{display:inline-block;padding:0;border:0;background:none;color:#dbe7ef}
.merchant-site-footer .merchant-footer-bottom{grid-column:1/-1;border-top:1px solid #345067;margin:0;padding:17px 0;color:#b9cbd9;font-size:12px}
@media(max-width:760px){.merchant-site-footer{padding:26px 20px 0}.merchant-site-footer .merchant-footer-inner{grid-template-columns:1fr;gap:18px}.merchant-site-footer .merchant-footer-nav{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px 16px;align-items:start}.merchant-site-footer .merchant-footer-bottom{margin-top:4px}}
@media(max-width:390px){.merchant-site-footer{padding-right:16px;padding-left:16px}.merchant-site-footer .merchant-footer-nav{grid-template-columns:1fr}}